When you’re a small business, and your workers get injured, you’ll need help getting them the workers’ compensation services they need. A Professional Employment Organization can help you throughout the process.
At NetPEO, we can help provide you and your small business with workers’ compensation services, or we can help you find a Colorado Springs PEO from our large network of PEOs. Whether it’s our team or a Colorado Springs PEO that you hire, we’re ready to help.
What Workers’ Compensation Injuries Can a PEO Help With?
After your employees suffer injuries on the job, your Colorado Springs PEO can help your employees get the first steps of medical care. Here’s how a PEO providing workers’ compensation services can help your employees:
Slips, Trips, and Falls
A PEO company in Colorado Springs can assist with slip, trip, and fall injuries by coordinating initial medical treatment like x-rays or physical therapy. If fractures occur, the PEO will work with the insurance provider to approve surgery or extended care.
Nurse case managers regularly contact injured employees to check their rehabilitation progress and discuss any issues. The goal is to return the employee to work activities as soon as it is medically safe to do so.
Strains and Sprains
When an employee suffers a back, wrist, or ankle sprain from heavy lifting or repetitive motions, the PEO’s focused injury management begins. We arrange prompt evaluation by specialists like orthopedists or physical therapists.
During recovery, the PEO may approve light or modified duties according to the doctor’s orders. With guidance, employees avoid re-injury while regaining full strength and range of motion.
Cut and Laceration Injuries
For deep lacerations or other cutting injuries, PEOs ensure prompt surgical treatment and wound care to reduce the risk of infection and scarring. A Colorado Springs PEO connects employees with hand specialists or plastic surgeons.
During rehabilitation, case managers provide emotional support for adjustments to appearance or function. The goal is to give employees coping strategies and confidence to return to work.
Contact with flames, hot surfaces, or chemicals can severely burn the skin or internal organs. The PEO’s role is to coordinate emergency response, burn unit care, skin grafts, and intensive therapy. In the long term, a Colorado Springs PEO helps address disability accommodations or counseling to deal with trauma and readjust to daily activities.
How Can a PEO Help With Workers’ Compensation Claims?
Managing workers’ compensation claims can be a complex and time-consuming process for business owners. Partnering with a Colorado Springs PEO provides several advantages when dealing with job-related injury or illness claims:
- Centralized administration: As the employer of record, the PEO is responsible for administering all claims filing, communication with insurance providers, and facilitating treatment. This removes pressure from you and your staff.
- Group insurance plans: Larger pooling of clients allows PEOs to negotiate favorable insurance rates for clients. Quality group plans help cover claim costs and give injured employees fast access to medical care networks.
- Nurse case managers: Nurses directly support injured workers’ recovery and actively communicate with doctors to expedite approved treatment and return to work when fully healed.
- Litigation support: Should claims end up in dispute, the PEO’s legal team represents the interests of both the employer client and claimant employee during hearings.
Overall, PEO involvement in workers’ comp administration results in better employee care after incidents as well as lowered costs and liability risks for client businesses.
How Can a Colorado Springs PEO Help You Stay Compliant With Workers’ Compensation Laws?
Even when your employees are injured, you need to make sure you are staying within the realm of HR compliance. A Colorado Springs PEO from our NetPEO network can help you stay compliant by helping you with:
A PEO can help a business understand insurance obligations and procure the necessary coverage. We research policy options to select one that meets the requirements.
The PEO files documentation and ensures premium payments to keep coverage active without lapses. This takes the burden off businesses to closely monitor legal insurance duties.
By taking on insurance responsibilities, the PEO allows the business to focus on its core operations without concern for compliance complexities. The PEO maintains up-to-date knowledge of insurance regulations and acts as a liaison should any coverage issues arise. This streamlined process through the PEO promotes peace of mind for businesses.
For workplace injuries, the PEO has trained staff to provide initial aid and properly report incidents swiftly. We notify appropriate parties and submit follow-up documentation to initiate claims handling according to regulations. Timely reporting sets the foundation for subsequent processes.
Having injury reporting centralized through the PEO ensures proper protocols are followed consistently. Employees receive coordinated care and support after an incident without businesses needing deep familiarity with reporting technicalities.
PEOs research posting notices mandates and produce required versions informing employees of their rights. Notices are placed in employees’ common areas and workspaces and checked regularly so the business remains in observance of regulations.
By taking ownership of required postings, the PEO upholds consistent communication of workplace policies and employees’ ability to understand compensation procedures from the onset.
PEOs process paperwork to authorize treatment and track lost wages eligible for reimbursement according to resolution procedures and timelines. We can communicate among injured employees, medical providers, and insurers to facilitate compliant claim management.
Having the PEO manage claims end-to-end allows employers to distance themselves from emotionally charged aspects and focus on operating their core business.
PEOs maintain injury details, reports, costs, denial and approval statuses, and resolutions in organized logs for retention periods as required to satisfy potential audits. Records can be produced, and costs can be justified if necessitated by regulations.
Centralized recordkeeping through the PEO establishes reliable documentation and accountability should any past issues resurface after the retention period.
Contact Us to Find a Colorado Springs PEO for Workers’ Compensation Services
At NetPEO, we know how important it is to keep your business running smoothly, and a part of that is handling workers’ compensation claims when they happen. Our team can help you find a Colorado Springs PEO providing workers’ compensation services.
Contact us today to learn more about how a Colorado Springs PEO can help you and your small business.